JPM Payments Developer Portal — Full API Catalog

Source: Screenshots of the JPM Payments Developer Portal "Browse our APIs / All products" view (2026-05-11). Use this as the master checklist before doing any OAS-hunt or planning new spec sections — to ensure we haven't missed a product that's already available.

Working principle: Every JPM product card is a potential OAS to evaluate. For UTA's integration spec, walk this list top-to-bottom and ask: "Does our spec cover this? If not, is it in scope? If yes, do we have the OAS?" The catalog is the structural floor; ad-hoc discovery is the structural ceiling.

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How to read this catalog

Column	Meaning
Product	Name as it appears on the JPM "All products" page
One-line purpose	JPM's published description (verbatim)
UTA scope	In-scope (covered in spec) · Evaluate (potentially useful, not yet decided) · Out-of-scope (clearly not for UTA's Klutch operating-account use case) · Future-state (deferred)
OAS status	Downloaded (in Playbook/) · Available — not downloaded · No separate OAS (inside a parent product) · Unknown
Spec §	Section where covered
Notes	Open items, gotchas, or relationship to other products

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Treasury Reporting

Product	Purpose	UTA scope	OAS status	Spec §	Notes
Account Balances	Real-time and historical account balances by flexible queries	In-scope	Downloaded (v1.0.5)	§6.2	EOD anchor for §9 Three-Way Match
Transaction Details	Comprehensive incoming/outgoing transactions with date ranges, pagination, lockbox detail	In-scope	Downloaded (v3.1.8)	§6.1	CNB BAI2 replacement; tier: LEGACY
Onboarded Accounts	Retrieve list of all onboarded accounts including account numbers, names, currencies, types, bank identifiers	Evaluate	Available — not downloaded	(TBD)	Could be useful for verifying Klutch entitlement once CAT lands
Reporting	Transaction-level payment reports with flexible options for report types, scheduling, file formats	Evaluate	Available — not downloaded	(TBD)	May overlap with Transaction Details; investigate scope
Payment Inquiry	Retrieve detailed information about a payment investigation or inquiry	Evaluate	Available — not downloaded	(TBD)	For exception research; lower priority
Virtual Account Balances	Intraday and EOD balance details for J.P. Morgan virtual accounts	Out-of-scope	—	—	UTA's Klutch is a single operating account, not a virtual-account program
Virtual Account Postings	Transaction postings for virtual accounts	Out-of-scope	—	—	Same reasoning as above

Treasury Payments — Outbound

Product	Purpose	UTA scope	OAS status	Spec §	Notes
Global Payments 2	Initiate, track, and manage a wide range of payment types and returns across multiple currencies and geographies through a single, consistent interface	In-scope	Downloaded (v2.4.7)	§7.2 RTP · §7.3 ACH Credit · §7.4 ACH Debit · §7.5 Wire · §6.6 Callbacks · §7.6 FX	THE core outbound product — RTP/ACH/Wire/etc. all live here
Global Payments (v1)	Initiate, track, and manage various payment types across international markets	Out-of-scope	—	—	DEPRECATED — Jessica Jin 2026-03-03: "GPV1 will be deprecated eventually, I would not recommend building to GPV1 as a fallback"
Wire Payments	Allows financial institutions with J.P. Morgan accounts to securely initiate high-value wire credit transfers, including cover payments	Out-of-scope	Downloaded (v2.0.5)	§7.5 (distinction note only)	RESOLVED 2026-05-11. OAS confirms this is the FI-to-FI (correspondent banking) wire product, not a corporate wire product. OAS requires initiatingParty.id.organizationId.other.id: "BANK" and all 3 OAS examples are labeled "US FI to FI." UTA is a corporate (talent agency), not a financial institution, so UTA's wires belong in GP2 (§7.5). Earlier-session claim "no separate Wire OAS exists" was technically wrong (a separate Wire OAS does exist), but the underlying conclusion (UTA uses GP2 for wires) was correct.
Faster Payments - U.S. RTP	Initiate, track, and retrieve details for real-time payments, including support for payment status queries, return of funds requests, and information retrieval across supported clearing systems	Evaluate	Unknown	§7.2 (potentially)	May be a US-RTP-specific surface or a doc page pointing back to GP2 RTP. Investigate before relying solely on GP2 RTP
Low Value and ACH Payments	Initiate and manage low value ACH credit transfer payments	Out-of-scope (likely overlap with GP2)	Unknown	—	Likely GP1-era surface superseded by GP2 ACH Credit (§7.3). Verify with Jessica before treating as authoritative
Low Value and ACH Direct Debits	Initiate and manage low-value direct debit payments	Out-of-scope (likely overlap with GP2)	Unknown	—	Same — likely superseded by GP2 ACH Debit (§7.4)
Push to Card	Send near real-time payments from your account directly to a recipient's eligible Visa or Mastercard debit or prepaid card	Out-of-scope	—	§7.10 (mentioned only)	Already covered as out-of-scope GP2 rail
Corporate Quick Pay	Send payments to individuals or businesses using Zelle, ACH, RTP, or check, leveraging email address or bank account information	Out-of-scope (likely overlap with GP2 + Zelle)	—	—	Looks like consumer-style payments; UTA's flow is corporate AR/AP, not P2P-style
Global Mass Pay	Streamline global payment operations by securely initiating and tracking high-volume cross-border payments	Out-of-scope (volume profile)	—	—	UTA's wire volume to Klutch doesn't fit "high-volume cross-border" use case
Request for Payment	Initiate payment requests, track real-time status, and receive automatic notifications upon completion to streamline receivables and reduce manual follow-up	Evaluate	Unknown	(TBD)	Could be a Receivables product for UTA's AR side — different from CNB. Worth investigating
Request to Pay via QR Code	Create, manage, and track digital payment requests, generating shareable payment links and QR codes	Out-of-scope (Brazil PIX use case)	—	—	Brazil-focused product

Treasury Payments — FX

Product	Purpose	UTA scope	OAS status	Spec §	Notes
FX Rate Sheet	Real-time foreign exchange rate sheets for a specific account, with optional filtering by business department	In-scope	Downloaded (v1.0.2)	§7.6.6	Replaces CNB §5.6 Exchange Rate File
Request for Quote	Request executable or indicative FX quotes for currency conversion and then book or cancel trades	In-scope	Downloaded (v1.0.1)	§7.6.2 / §7.6.3 / §7.6.5	The upstream RFQ flow that produces Rate ID + Contract ID for the wire body
Xpedite Remit FX Rate Sheet	Request and retrieve FX rate sheets for cross-currency remittance transactions	Out-of-scope	Downloaded (v1.0.1)	§7.6.7 (mentioned only)	Consumer remittance product, not corporate treasury

Treasury Payments — Status & Tracking

Product	Purpose	UTA scope	OAS status	Spec §	Notes
Payment Status Track and Trace	Query and retrieve real-time status and detailed tracking information for cross-border and domestic payments using various reference identifiers	Evaluate	Unknown	§8 (potentially)	May overlap with GP2 Callbacks (§6.6) or GET /payment/v2/payments/{paymentId}. If separate, could be a polling alternative
Payment Status Track-n-Trace with GPI	Real-time visibility with GPI tracking	Evaluate	Unknown	(TBD)	SWIFT GPI for wire tracking; relevant for §7.6 FX wires
Platform Availability	Real-time online/offline status of US Real-Time Payments participants and receive outage notifications	In-scope	Downloaded (v1.1.0)	§10	THIS IS PACMan — the catalog name is "Platform Availability"; we've been calling it PACMan informally. Same product. OAS endpoints: GET /participants (with optional status=ONLINE|OFFLINE filter) and GET /participants/{id}. Production hosts: openbanking.jpmorgan.com/tsapi/v1 (OAuth) and apigateway.jpmorgan.com/tsapi/v1 (mTLS); CAT analogs openbankinguat, apigatewayqaf. GAP: OAS description mentions "subscribe to outage alerts" but no webhook/subscription endpoint is defined — outage notification is via polling only or via a separate (undocumented) webhook product.
Notifications	Subscribe to and receive real-time notifications for events like payments, disputes, refunds, account updates as webhooks and emails	Evaluate	Unknown	(TBD)	Generic notification subscription — may be a meta-product or a Commerce-tier product. Investigate if relevant for our webhook delivery

Treasury Payments — Inbound

Product	Purpose	UTA scope	OAS status	Spec §	Notes
Payment Receipts	Notify clients of incoming credit confirmations with a webhook solution that provides timely alerts about payments or returns	In-scope	Downloaded (v1.2.0)	§6.5	RESOLVED 2026-05-11. OAS verified — webhook envelope creditConfirmation with structured + unstructured remittance, relatedParties.debtor/creditor with full postal addresses, relatedAgents, taxInformation.debtorTaxInformation (Mexico). OAS examples: Singapore IRCT and UK FPS Agency Banking (no US RTP example, but schema is rail-agnostic). Webhook path /webhook/credit-confirmation; receiver {YOUR-SERVER-DOMAIN}/creditConfirmation.

Fraud Solutions

Product	Purpose	UTA scope	OAS status	Spec §	Notes
Validation Services	Verify the identity of individuals, organizations, and bank accounts by submitting detailed entity or account information and receiving validation results from trusted data providers	In-scope	Downloaded (v2.2.3)	§7.1	Pre-Flight gating; needed before §7.2-§7.5 outbound payments. OAS confirms two endpoints: POST /validations/entities (entity/individual/organization) and POST /validations/accounts. Production host apigateway.jpmorgan.com/tsapi/v2; CAT apigatewaycat.jpmorgan.com/tsapi/v2; mock api-mock.payments.jpmorgan.com/tsapi/v2. Required headers: x-client-id, x-program-id (assigned during onboarding).

Checks

Product	Purpose	UTA scope	OAS status	Spec §	Notes
Checks	Retrieve detailed check information and images using flexible search criteria	In-scope	Downloaded (v2.1.1)	§6.4 · §7.7 · §7.8	Base URL confirmed by Jessica 2026-03-03 and reconfirmed by OAS: production api.payments.jpmorgan.com/payable/v2, mock api-mock.payments.jpmorgan.com/payable/v2. Endpoints: /checks/search, /checks/images/search, /checks/issuances, /checks/cancellations, /checks/stops, /checks/stops/revoke, /checks/prints, /checks/prints/{id}, /checks/health. OAS examples cover US & CA.

Liquidity & Account Solutions

Product	Purpose	UTA scope	OAS status	Spec §	Notes
Blockchain Deposit Account Balances	Retrieve current and historical balances for BDA accounts	Out-of-scope	—	—	BDA = Kinexys / blockchain accounts; not UTA's case
Sweep Amendment and Execution	Update key sweep parameters and execute sweep instructions on demand	Evaluate	Unknown	(TBD)	Could be relevant if UTA wants automated end-of-day sweeps between Klutch accounts
Sweeps Visibility	Consolidate balances from various accounts into one main account for control and visibility	Evaluate	Unknown	(TBD)	Companion to Sweep Amendment

Commerce (consumer card processing — NOT UTA's use case)

Product	Purpose	UTA scope	Notes
3-D Secure	Consumer card authentication	Out-of-scope	UTA is not a merchant processing card payments
Account Updater	Card credential updater	Out-of-scope	Consumer cards
Checkout	Checkout sessions / payment links	Out-of-scope	E-commerce
Consumer Profile	Manage consumer profiles	Out-of-scope	E-commerce
Embedded Payments	Embedded payment account management	Out-of-scope	Platform product
Online Payments	Card-not-present transactions	Out-of-scope	Commerce
Tokenization	Card data tokenization	Out-of-scope	Commerce
Wallet Decryption	Decrypt digital-wallet payment data	Out-of-scope	Commerce
Boleto	Brazil consumer payment slips	Out-of-scope	Brazil-specific consumer

Pay by Bank (consumer open banking)

Product	Purpose	UTA scope	Notes
Pay by Bank	Open banking consumer payments	Out-of-scope	Consumer-tier OBP
Pay by Bank - US	Consumer account access consent for bank-based payments	Out-of-scope	Same — consumer-tier

JPM Wallet / Prepaid Card

Product	Purpose	UTA scope	Notes
J.P. Morgan Wallet™	Virtual/physical prepaid Visa debit card accounts	Out-of-scope	Klutch is a corporate operating account, not a Wallet program
J.P. Morgan Prepaid Card	Prepaid Visa debit card accounts	Out-of-scope	Same
J.P. Morgan Concourse™	Multi-currency transactions, counterparties, users, external accounts, invoices, payables	Evaluate (low priority)	Concourse may overlap with multiple capabilities; investigate only if other products fall short
Push to Card	Near real-time payments to Visa/Mastercard	Out-of-scope	Already in §7.10

Administrative / Meta

Product	Purpose	UTA scope	Notes
User Status Management	Manage user access across applications	Out-of-scope (admin)	UTA's IT admin, not in the integration scope

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Total counts

Bucket	Count	Status
In-scope and OAS downloaded	9 products	Transaction Details (v3.1.8), Account Balances (v1.0.5), Global Payments 2 (v2.4.7), FX Rate Sheet (v1.0.2), Request for Quote (v1.0.1), Payment Receipts (v1.2.0), Validation Services (v2.2.3), Checks (v2.1.1), Platform Availability (v1.1.0)
In-scope and OAS NOT YET downloaded	0 products	All in-scope OAS now in Playbook/
Evaluate (potentially useful, need triage)	8 products	Onboarded Accounts, Reporting, Payment Inquiry, Faster Payments US RTP, Request for Payment, Payment Status Track and Trace, Payment Status Track-n-Trace with GPI, Notifications, Sweep Amendment, Sweeps Visibility, J.P. Morgan Concourse
Out-of-scope (OAS downloaded for confirmation)	2 products	Wire Payments 2 (v2.0.5 — FI-to-FI, §7.5), Xpedite Remit FX Rate Sheet (v1.0.1 — consumer remittance)
Out-of-scope	~24 products	Commerce, consumer wallet, Pay by Bank, virtual accounts, etc.
Deprecated	1 product	Global Payments v1 (per Jessica 2026-03-03)
Future-state	1 product	Business Direct Connect (v6.2.16 — FDX migration target; OAS downloaded)

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High-priority next moves

In priority order based on this catalog:

1. Hunt for Payment Receipts OAS — ✅ Resolved 2026-05-11 (v1.2.0 downloaded, §6.5 rewritten with full schema)
2. Investigate Wire Payments vs GP2 wires — ✅ Resolved 2026-05-11 (v2.0.5 downloaded; confirmed FI-to-FI, out-of-scope; GP2 §7.5 remains UTA's wire path)
3. Hunt for Validation Services OAS — ✅ Resolved 2026-05-11 (v2.2.3 downloaded; two endpoints /validations/entities + /validations/accounts)
4. Hunt for Checks API OAS — ✅ Resolved 2026-05-11 (v2.1.1 downloaded; full surface — inquiry, image, issuance, cancellation, stop, revoke, print, health)
5. Hunt for Platform Availability / PACMan OAS — ✅ Resolved 2026-05-11 (v1.1.0 downloaded; GET /participants polling; webhook surface absent)
6. Deep-scan §7.1 Validation Services with OAS v2.2.3 — entity vs account flows, screening flag, ACS scoring, x-program-id values
7. Deep-scan §6.4 + §7.7 + §7.8 Checks with OAS v2.1.1 — Cancel verb/path (closes §12 #6), search criteria, escheatment fields, image retrieval shape
8. Deep-scan §10 PACMan with OAS v1.1.0 — partnerBank response schema, partner-bank ID conventions, polling cadence (closes §12 #21)
9. Triage Faster Payments - U.S. RTP — is this additional to GP2 RTP or just a doc surface?
10. Triage Payment Status Track and Trace — is this a polling alternative to GP2 Callbacks?
11. Triage Request for Payment — is this UTA's Receivables / AR API?
12. Triage Onboarded Accounts — useful for verifying Klutch entitlement post-CAT
13. Triage Reporting — may overlap with Transaction Details, but separate product card suggests distinct surface

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Catalog discipline going forward

Update this catalog whenever:

• A new OAS is downloaded (update OAS status column)
• A spec section is rewritten to reference a new product (update Spec § column)
• A product is reclassified (e.g., moved from "Evaluate" to "In-scope" after deep-scan)
• JPM publishes a new product on the developer portal (re-screenshot All Products, diff vs this catalog, add new rows)

For BofA: the very first artifact to produce is the BofA equivalent of this file — a full catalog of every product BofA publishes on its developer portal. Without it, we'll miss products the same way we missed Wire Payments here.